Page 1 of 1
Identity Protection
Posted: Wed Feb 27, 2013 4:45 pm
by buckethead
Got an offer from USAA to "upgrade" my accounts, for a mere $10/month to provide identity protection.
Protect your personal information and so much more.
- Help reduce your potential for identity theft with daily three bureau credit monitoring.
- Monitor for unauthorized exposure of your SSN, credit cards and personal information.
- Up to $1 million identity theft coverage from ProtectMyID™ from Experian® covers unauthorized electronic funds transfers, private investigator fees and more.
Secure Checking Plus accounts have additional security for your finances.
- Price Assurance Coverage from MasterCard® provides free replacement if something you buy with your USAA World Debit MasterCard is damaged or stolen.
- Extended Warranty Coverage doubles the length of the original warranty on most items purchased with your USAA World Debit MasterCard.
- Additional debit MasterCard benefits include baggage delay insurance, rental car insurance, roadside assistance and more.
What do you finance experts think.
Re: Identity Protection
Posted: Wed Feb 27, 2013 4:58 pm
by Turdacious
I've heard that if you use the USAA service for a couple of months (and actually use it a few times), and you threaten to cancel it, they will drop the price in half.
Re: Identity Protection
Posted: Wed Feb 27, 2013 5:37 pm
by Andy83
I could give you a long lecture on how to minimize identity theft right now but I'm too tired
Re: Identity Protection
Posted: Wed Feb 27, 2013 5:48 pm
by DrDonkeyLove
Looks similar to something I got from Discover after one of my identity thefts. Pretty much, I get a letter whenever I, or an identity thief, applies for a credit card or a loan that makes its way to one of the three credit reporting agencies.
A verbal password on your credit cards where the CC company can't do anything with a caller unless they give your super secret verbal ID, has proven to be a life saver for me several times. Since it's only in your head, ID thieves can't steal it via their usual burrowing ways. Most recent was last week when someone from either a taxi company or my hotel called the CC company and tried to transfer money from my CC to their savings account.
I got a call, I cancelled the card, and I had my new card fired up and ready to use in 48 hours.
My new super secret verbal ID is "protoberryshits". Please keep it a secret.
Re: Identity Protection
Posted: Wed Feb 27, 2013 6:17 pm
by Andy83
The smartest thing to do is to sign up with Facebook and then do all your transactions by wire from your bank accounts. Remember to keep your balances as high as possible. Oh and collect as many credit and debit cards as you can and use them often. Never use any cash.
Re: Identity Protection
Posted: Wed Feb 27, 2013 6:38 pm
by Pinky
BucketHead wrote:Got an offer from USAA to "upgrade" my accounts, for a mere $10/month to provide identity protection.
Protect your personal information and so much more.
- Help reduce your potential for identity theft with daily three bureau credit monitoring.
- Monitor for unauthorized exposure of your SSN, credit cards and personal information.
- Up to $1 million identity theft coverage from ProtectMyID™ from Experian® covers unauthorized electronic funds transfers, private investigator fees and more.
Secure Checking Plus accounts have additional security for your finances.
- Price Assurance Coverage from MasterCard® provides free replacement if something you buy with your USAA World Debit MasterCard is damaged or stolen.
- Extended Warranty Coverage doubles the length of the original warranty on most items purchased with your USAA World Debit MasterCard.
- Additional debit MasterCard benefits include baggage delay insurance, rental car insurance, roadside assistance and more.
What do you finance experts think.
I deleted their email. I didn't really look at it in detail, but the fact that the identity theft protection is bundled with a few other services that I would never pay for makes me suspicious.